Dividend Calculator
Work out the dividend income from your PSX shares after the tax the company withholds, using the FY 2026-27 rates for filers, non-filers and power producers.
Investment Details
Formula
Worked Example
Hypothetical example: 1,000 shares at Rs. 145 with a dividend of Rs. 10 per share over the year (a 6.9% yield). Gross income = 10 × 1,000 = Rs. 10,000. A filer has 15% withheld, Rs. 1,500, leaving Rs. 8,500 a year, an average of Rs. 708 a month.
How to Interpret the Result
The result is the cash you would receive after tax if the company pays the same dividend over the next year. Past dividends are not guaranteed, and the monthly figure is an average: most PSX companies pay quarterly, twice a year or once a year. Our sector stock comparisons show each company's dividends over the last 12 months with dates and sources.
Common Mistakes
1) Using the wrong tax rate: 15% for filers, 30% for non-filers, 7.5% for filers on dividends from power producers (IPPs). 2) Expecting a payment every month: most companies pay quarterly, twice a year or yearly. 3) Treating a high yield as safe: check whether profits cover the dividend (the payout ratio). 4) Buying on the ex-dividend date and expecting that dividend: only shares held at book closure qualify.
Learn the Method
Free lessons that explain the ideas behind this calculator: